Our free guide will help you locate financial institutions that are willing to give you a second chance checking account. These include banks and financial institutions
that are willing to overlook negative items that appear on your chexsystems report.
The ChexSystems provides deposit account verification services to its financial institution members to help them to identify checking account applicants that may have a
history of poor account mishandling. Each report entered into the Chexsystems remains there for five years, unless the financial institution that filed the report requests its removal or
Chexsystems becomes obligated to remove it under law.
According to the Fair and Accurate Credit Transaction Act or (FACTA), you are entitled to a free copy of your ChexSystems consumer report, by request, once every 12-months. See Free ChexSystems Report to find out
where you can get your free report.
There are several nationwide banks that will approve you for a second chance checking account while on the chexsystems. However, many local banks also offer promotions for people who have a negative chexsystems report. Below is a state by state listing of banks, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming