Second Chance Checking Accounts - Alabama

There are several nationwide banks that may approve you for a second chance checking account in Alabama while on the chexsystems and current information on how to receive your free chexsystems report can be viewed and accessed from our main page at second chance checking. However, many local banks in Alabama offer promotions for people who have a negative chexsystems report. Below is a listing of banks in alabama, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at help@secondchancecheckingaccounts.info with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Compass Bank - No minimum balance required, Unlimited check writing, Small monthly service charge, Free online banking, Free Visa Check Card, Open your account with as little as $25, Account and check card subject to approval.

Locations:

1715 2nd Avenue Southwest, Cullman, AL
114 Governors Drive Southeast, Huntsville, AL
1002 Jordan Lane Northwest, Huntsville, AL
1600 6th Avenue Southeast, Decatur, AL
3735 Sullivan Street, Madison, AL
2004 Country Club Avenue Northwest, Huntsville, AL
412 North Court Street, Florence, AL
4806 Whitesburg Dr SE, Huntsville, AL
404 Well Street Northeast, Decatur, AL
100 Cameron Road Southwest, Huntsville, AL
402 East Laurel Street, Scottsboro, AL
210 Cox Creek Pkwy, Florence, AL
2931 East South Boulevard, Montgomery, AL
300 2nd Avenue East, Oneonta, AL
365 N Dr Martin L King Jr Dr, Mobile, AL
606 Avalon Ave, Muscle Shoals, AL
Ste H, 5901 University Drive Northwest, Huntsville, AL
200 Gault Avenue North, Fort Payne, AL
201 State Farm Parkway, Birmingham, AL
701 20th Street South, Birmingham, AL
2760 Zelda Road, Montgomery, AL
3460 Atlanta Highway, Montgomery, AL
104 Inverness Plz, Birmingham, AL
101 South College Street, Auburn, AL
1 S Royal St # 100, Mobile, AL
2811 Eastern Boulevard, Montgomery, AL
1400 Mcfarland Blvd, Northport, AL
7925 Parkway Drive, Leeds, AL
1713 Alabama Avenue, Jasper, AL
1789 Montgomery Hwy S, Birmingham, AL
150 Dexter Avenue, Montgomery, AL
198 Green Springs Highway, Homewood, AL
117 Euclid Avenue, Birmingham, AL
720 Quintard Dr, Oxford, AL
6470 US Highway 90, Spanish Fort, AL
321 Bel Air Boulevard, Mobile, AL
630 University Boulevard East, Tuscaloosa, AL
200 North Main Street, Tuscumbia, AL
1263 West Main Street, Dothan, AL
500 East Patton Avenue, Montgomery, AL
3080 Pelham Parkway, Pelham, AL
501 Shades Creek Parkway, Birmingham, AL
1433 Opelika Road, Auburn, AL
315 South 6th Street, Opelika, AL
8000 Liberty Pkwy # 130, Vestavia Hills, AL
3508 Eastdale Mall Anx, Montgomery, AL
2290 Hillcrest Road, Mobile, AL
28000 US Highway 98, Daphne, AL

Note: Please see Compass Bank website for additional locations

Woodforest Bank

Locations:

1903 Cobbs Ford Road, Prattville, AL (334) 358-0278
501 Willow Lane, Greenville, AL (334) 382-2592
1600 Montclair Road, Irondale, AL (205) 951-1204
630 Colonial Promenade Parkway, Alabaster, AL (205) 664-3550
10710 Chantilly Parkway, Montgomery, AL (334) 260-3353
2780 John Hawkins Parkway, Birmingham, AL (205) 444-0046
5710 Mcfarland Blvd, Northport, AL (205) 333-1443
92 Plaza Lane, Oxford, AL (256) 831-1022
626 Olive Street Southwest, Cullman, AL (256) 775-0245
1007 Red Farmer Dr, Hueytown, AL (205) 744-8433
6495 Atlanta Highway, Montgomery, AL (334) 279-7341
16077 Highway 280, Chelsea, AL (205) 678-0226
1991 Mlk Jr Expy, Andalusia, AL (334) 222-1470
145 Kelley Blvd, Millbrook, AL
890 Odum Road, Gardendale, AL (205) 631-0919
3371 S Alabama Ave, Monroeville, AL (251) 743-4745
600 Boll Weevil Circle, Enterprise, AL (334) 308-1216
2578 Douglas Avenue, Brewton, AL (251) 867-7002
10040 County Road 48, Fairhope, AL (251) 990-7339
2800 Spring Avenue Southwest, Decatur, AL (256) 552-0088
27520 US Highway 98, Daphne, AL (251) 625-2343
5560 McClellan Boulevard, Anniston, AL (256) 847-1311
5919 Trussville Crossings Parkway, Birmingham, AL (205) 655-7674
15445 Al Highway 24, Moulton, AL (256) 974-6764
1450 North Brindlee Mountain Parkway, Arab, AL (256) 931-4423
5245 Rangeline Service Rd S, Mobile, AL (251) 666-2898
11610 Memorial Pkwy SW, Huntsville, AL (256) 883-7177
8650 Madison Boulevard, Madison, AL (256) 774-3581
1011 US Highway 72 E, Athens, AL (256) 232-8414
701 McMeans Avenue, Bay Minette, AL (251) 937-2267
685 Schillinger Road South, Mobile, AL (251) 634-0533
685 Schillinger Rd, Mobile, AL (Inside Wal-Mart) (251) 634-0533
1950 W Main St, Centre, AL (256) 927-3822

Woodforest National Bank

Locations:

1415 7th Street South, Clanton, AL (205) 755-9696
851 Ann Street, Montgomery, AL (334) 261-1774

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Alabama that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.

Locations:

2605 Citizens Pkwy, Selma, Al 36701 Phone: 334-874-5900
423 Broad St, Selma, Al 36701 Phone: 334-874-5959
2783 Legends Pkwy, Prattville, Al 36066 Phone: 334-285-1222
500 Colonial Promenade Pkwy, Alabaster, Al 35007 Phone: 205-620-1009
3350 Pelham Pkwy, Pelham, Al 35124 Phone: 205-620-3130
210 Water St, Montgomery, Al 36104 Phone: 334-270-2340
4950 Us Hwy 231, Wetumpka, Al 36092 Phone: 334-567-7660
2261 Hwy 31 S, Pelham, Al 35124 Phone: 205-403-4115
800 Madison Ave, Montgomery, Al 36104 Phone: 334-270-2350
4901 Promenade Pkwy, Bessemer, Al 35022 Phone: 205-428-5432
2527 John Hawkins Pkwy, Hoover, Al 35244 Phone: 205-948-1605
2773 Zelda Rd, Montgomery, Al 36106 Phone: 334-270-2360
3949 Atlanta Hwy, Montgomery, Al 36109 Phone: 334-270-2320
3089 Hwy 150 S, Birmingham, Al 35244 Phone: 205-403-4100
3015 Mcgehee Rd, Montgomery, Al 36111 Phone: 334-270-2330
911 W Fort Williams St, Sylacauga, Al 35150 Phone: 256-249-6270
1600 Montgomery Hwy, Hoover, Al 35216 Phone: 205-354-1020
2520 Eastern Bypass, Montgomery, Al 36117 Phone: 334-270-2229
6240 Atlanta Hwy, Montgomery, Al 36117 Phone: 334-270-2370
601 19Th St N, Bessemer, Al 35020 Phone: 205-481-2540
2527 Rocky Ridge Rd, Birmingham, Al 35243 Phone: 205-978-3980
5376 Hwy 280, Birmingham, Al 35242 Phone: 205-948-1400
4651 Highway 280, Birmingham, Al 35242 Phone: 205-980-2460
7315 Eastchase Pkwy, Montgomery, Al 36117 Phone: 334-271-3662
7690 Vaughn Rd, Montgomery, Al 36116 Phone: 334-277-4457

Please see Wells Fargo's website for additional locations.

West Alabama Bank - Has a fresh start checking program availble for people who have been denied opening a traditional checking account. A minimum opening deposit of $100 is required along with a $10 monthly service charge. This account comes with free internet banking and free bill pay.

Locations:

#4 3rd Avenue North West, Aliceville, AL 35442 Phone: 205-373-6355
119 West Pushmataha Street, Butler, AL 36904 Phone: 205-459-3703
86 Courthouse Square, Carrollton, AL 35447 Phone: 205-367-8181
507 Main Street Ethelsville, AL 35461 Phone: 205-658-2800
305 2nd Street North East, Fayette, AL 35555 Phone: 205-932-5201
245 Main Street South, Gordo, AL 35466 Phone: 205-364-8223
211 Lafayette Street, Livingston, AL 35470 Phone: 205-652-9636
1014 Washington Street, Marion, AL 36756 Phone: 334-683-6147
30330 Highway 17 Millport, AL 35576 Phone: 205-662-9228
31 McFarland Blvd Suite 100. Northport, AL 35476 Phone: 205-344-9133
509 1st Avenue West, Reform, AL 35481 Phone: 205-375-6261
7680 Hwy 69 South, Tuscaloosa, AL 35405 Phone: 205-469-2103
28921 Highway 5, Woodstock, AL 35188 Phone: 205-938-0314

M and F Bank - Provides a fresh start second chance checking account in Alabama for customers with past checking problems for a low monthly maintenance fee of $9.00.

Locations:

106 East College Street, Columbiana, AL 35051 205-669-3161
16623 Hwy 280, Chelsea, AL 35043 205-678-2080
107 Inverness Corners, Birmingham, AL 35242 205-991-2825
3513 Pelham Pkwy, Pelham, AL 35124 205-663-3834


You may also want to apply for a second chance checking account with your local Credit Union in Alabama if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.