Second Chance Checking Accounts - Colorado

There are several nationwide banks that may approve you for a second chance checking account in Colorado while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Colorado offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Colorado, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Compass Bank


1401 17th St # 100, Denver, CO
480 E 120th Ave # 1, Northglenn, CO
11210 Huron Street, Northglenn, CO
7375 Ralston Road, Arvada, CO
101 Garfield Street, Denver, CO
4115 East Colfax Avenue, Denver, CO
1200 W South Boulder Rd # 101, Lafayette, CO
1849 Main Street, Longmont, CO
5275 Mcwhinney Boulevard, Loveland, CO
9801 Grant Street, Thornton, CO
3804 West 32nd Avenue, Denver, CO
6450 Indiana Street, Arvada, CO
20299 East Smoky Hill Road, Centennial, CO
3491 North Salida Street, Aurora, CO
8100 E Arapahoe Rd # 100, Centennial, CO
1595 South Havana Street, Aurora, CO
777 South Monaco Parkway, Denver, CO
3000 Arapahoe Ave # Uppr, Boulder, CO
568 E Castle Pines Pkwy, Castle Rock, CO
11239 South Pikes Peak Drive, Parker
9191 Sheridan Blvd # 100, Westminster, CO
4988 Federal Boulevard, Denver, CO
Ste 120, 6685 Gunpark Drive, Boulder, CO
4600 South Broadway, Englewood, CO
2805 Dublin Boulevard, Colorado Springs, CO
3501 West 12th Street, Greeley, CO
7347 Federal Blvd # A, Westminster, CO
4016 Red Cedar Drive, Highlands Ranch, CO
22795 Aurora Parkway, Aurora, CO
3131 S College Ave # 1, Fort Collins, CO
9001 Kimmer Drive, Lone Tree, CO
999 18th St # 2800, Denver, CO
8008 Yarrow Street, Arvada, CO

Colorado State Bank and Trust - Second Chance Checking provides unlimited check writing, plus a number of free services such as a Free Visa Check Card, Free ATMs Nationwide, Free Online Banking with unlimited Free Online BillPay. Overdraft Protection Available plus Monthly imaged statements.

Requirements: $50 minimum opening deposit, $8.95 monthly maintenance fee and the ability to switch to a different Colorado State Bank and Trust checking product, such as Free Checking 2.0 after only five months.

Note about this 2nd Chance Checking: Your CSBT Check Card will have a daily purchase limit of $150


1600 Broadway Denver,CO 80202
740 17th St. Denver,CO 80202
3610 E. First Ave. Denver,CO 80206
5901 E. Colfax Ave. Denver,CO 80220
201 Wadsworth Blvd Lakewood,CO 80226
14501 E. Alameda Ave. Aurora,CO 80012
5910 S. University Blvd. Greenwood Village,CO 80121
8095 E. Belleview Ave. Englewood,CO 80111
7800 E. Orchard Rd. Greenwood Village,CO 80111
15490 E. Hampden Ave. Aurora,CO 80013
9561 S. University Blvd. Highlands Ranch,CO 80126
10026 W. San Juan Way Littleton,CO 80127
17821 Cottonwood Dr. Parker,CO 80134
19201 E. Mainstreet Parker,CO 80134
1505 Pearl St., Ste. 105 Boulder,CO 80302

Please see Bank website for addition locations.

Academy Bank - in Denver (located inside Walmart) - Reported and Added 5/21/09

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Colorado that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history. Please check with their website for branch locations.

Liberty Savings Bank - If you have had past banking problems and have been reported to ChexSystems, this Clean Slate Checking program in Colorado allows you to improve your banking history and start on the path to a solid banking future.


9672 East Alameda Avenue, Denver, CO 80231
1697 E Coalton Rd, Louisville, CO 80027
6460 E. Yale Avenue, Denver, CO 80222
91 E. Agate, Granby, CO 80446
7111 West Alameda Avenue, Unit E, Denver, CO 80226

You may also want to apply with your local Credit Union in Colorado for a second chance checking account if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.