Second Chance Checking Accounts - Delaware

There are several nationwide banks that may approve you for a second chance checking account in Delaware while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Delaware offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Delaware, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Delaware, but banking can be done by mail.

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Delaware that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


622 S College Ave, Newark, De 19713 Phone: 302-631-1505
2624 Capitol Trail, Newark, De 19711 Phone: 302-631-1500
2450 Glasgow Ave, Newark, De 19702 Phone: 302-832-6100
5801 Limestone Rd, Hockessin, De 19707 Phone: 302-235-4304
1601 Governors Pl, Bear, De 19701 Phone: 302-832-6104
7270 Lancaster Pike, Hockessin, De 19707 Phone: 302-235-4300
3215 Old Capital Trail, Wilmington, De 19808 Phone: 302-636-4306
1499 N Dupont Hwy,new Castle, De 19720 Phone: 302-326-4304
1424 N Dupont Hwy, New Castle, De 19720 Phone: 302-326-4304
4015 Kennett Pike, Greenville, De 19807 Phone: 302-421-7820
100 W 10Th St, Wilmington, De 19801 Phone: 302-622-3350
2011 Concord Pike, Wilmington, De 19803 Phone: 302-421-7508
814 Philadelphia Pike, Wilmington, De 19809 Phone: 302-761-1300
310 Dove Run Center Blvd, Middletown, De 19709 Phone: 302-449-5485
2024 Naamans Rd, Wilmington, De 19810 Phone: 302-529-2550

For more locations in the state of Delaware, please contact a Wells Fargo representative.

You may also want to apply with your local Credit Union in Delaware to apply for a second chance checking account if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.