Second Chance Checking Accounts - Idaho

There are several nationwide banks that may approve you for a second chance checking account in Idaho while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Idaho offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Idaho, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in idaho, but banking can be done by mail.

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Idaho that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


505 W Bannock St, Boise, Id 83702 Phone: 208-345-1043
877 W Main St 5Th Flr, Boise, Id 83702 Phone: 208-389-4020
1205 S Broadway Ave, Boise, Id 83706 Phone: 208-424-5019
4630 W State St, Boise, Id 83703 Phone: 208-424-3580
818 E Boise Ave, Boise, Id 83706 Phone: 208-331-5110
3301 W Chinden Blvd, Garden City, Id 83714 Phone: 208-344-1987
6788 N Glenwood St, Boise, Id 83714 Phone: 208-853-6069
1400 S Vista Ave, Boise, Id 83705 Phone: 208-338-5500
421 N Orchard St, Boise, Id 83706 Phone: 208-376-0206
7700 W Fairview Ave, Boise, Id 83704 Phone: 208-377-2076
3150 N Five Mile Rd, Boise, Id 83713 Phone: 208-685-2660
108 E Plaza Dr, Eagle, Id 83616 Phone: 208-939-7499
4594 N Eagle Rd, Boise, Id 83713 Phone: 208-938-6469
10342 Overland Rd, Boise, Id 83709 Phone: 208-322-2587
1682 N Main St, Meridian, Id 83642 Phone: 208-884-1040
210 E Corporate Dr, Meridian, Id 83642 Phone: 208-884-2780
102 W Main St, Emmett, Id 83617 Phone: 208-365-4422
507 N Washington Ave, Emmett, Id 83617 Phone: 800-869-3557
5607 E Franklin Rd, Nampa, Id 83687 Phone: 208-465-2120
103 12Th Ave S, Nampa, Id 83651 Phone: 208-463-7122
1401 12Th Ave Rd, Nampa, Id 83686 Phone: 208-466-6601
2122 W Karcher Rd, Nampa, Id 83651 Phone: 208-468-4820
5218 Cleveland Blvd, Caldwell, Id 83607 Phone: 208-454-5060
823 Cleveland Blvd, Caldwell, Id 83605 Phone: 208-454-4940
210 E Jackson St, Mountain Home, Id 83647 Phone: 208-580-5460

Further Wells Fargo banking centers in Idaho can be found by contacting one of their representatives.

Home Federal Bank - This full service checking account is available in Idaho with no minimum balance requirement and is a Fresh Start Checking Account that was designed for those who have had some challenges managing their checking accounts in the past.


800 W. State St., Boise, ID 83702
871 E. Parkcenter Blvd., Boise, ID 83706
3630 N Eagle Rd., Boise, ID 83713
923 Dearborn St., Caldwell, ID 83605
100 E Riverside Dr., Eagle, ID 83616
250 S. Washington Ave., Emmett, ID 83617
3405 E Overland Rd., Meridian, ID 83642
3405 E Overland Suite 260, Meridian, ID 83642
55 E. Franklin Rd., Meridian, ID 83642
400 N. 3rd E., Mnt Home, ID 83647
500 12th Ave. South, Nampa, ID 83651
1820 Caldwell Blvd., Nampa, ID 83651

You may also want to apply with your local Credit Unions in Idaho to see if they offer a second chance checking program if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.