Second Chance Checking Accounts - Kansas

There are several nationwide banks that may approve you for a second chance checking account in Kansas while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Kansas that offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Kansas, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Kansas, but banking can be done by mail.

Bank Of Kansas City - Second Chance Checking provides unlimited check writing, plus a number of free services such as a Free Visa Check Card, Free ATMs Nationwide, Free Online Banking with unlimited Free Online BillPay. Overdraft Protection Available plus Monthly imaged statements.

Requirements: $50 minimum opening deposit, $8.95 monthly maintenance fee and the ability to switch to a different Bank of Kansas City checking product, such as Free Checking 2.0 after only five months. This 2nd Chance Checking Check Card will have a daily purchase limit of $150.


7500 College Blvd. Suite 100, 1450 Overland Park, Kansas 66210
121st & Metcalf 12112 Metcalf Ave. Overland Park, KS 66213
Plaza Branch 4600 S Madison Ave. Ste. 115 Kansas City, MO 64112

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Kansas that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


11809 Shawnee Mission Pkwy, Shawnee, Ks 66203 Phone: 913-631-6600
5301 W 95Th St, Overland Park, Ks 66207 Phone: 913-649-9050
2000 W 103Rd St, Leawood, Ks 66206 Phone: 913-341-4774
12000 W 95Th St, Lenexa, Ks 66215 Phone: 913-888-8220
2137 E Santa Fe Dr, Olathe, Ks 66062 Phone: 913-782-9603
601 Commercial St, Atchison, Ks 66002 Phone: 913-367-6416

Please check with a associate of Wells Fargo for more branch locations in Kansas.

National Bank Of Kansas City - If you had a difficult experience at one of the other banks in Kansas City, then you may want to apply for a FreshStart Checking Account from National Bank Of Kansas City. This second chance account requires a $50 deposit to open, comes with a free ATM/debit card, no minimum balance requirement, unlimited check writing, free Internet banking and online bill pay, anf small monthly fee of $10.


3510 W 95th St, Leawood, KS 66206
10700 Nall Ave, Overland Park, KS 66211

You may also want to apply with your local Credit Unions in Kansas if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.