Second Chance Checking Accounts - Kentucky

There are several nationwide banks that may approve you for a second chance checking account in Kentucky while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Kentucky offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Kentucky, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.


2136 Campbellsville Rd Lebanon, KY 40033
100 Walton Avenue Danville, KY 40422
2988 Burkesville Road Columbia, KY 42728
100 Wal-Mart Dr Elizabethtown, KY 42701
1000 Bypass North Lawrenceburg, KY 40342
11901 Standiford Plaza Rd Louisville, KY 40229
7101 Cedar Springs Blvd Louisville, KY 40291
1024 N Main Street Nicholasville, KY 40356
301 Leonardwood Drive Frankfort, KY 40601
175 Outer Loop Louisville, KY 40214
120 Jill Drive Berea, KY 40403
7100 Raggard Rd Louisville, KY 40216
500 W New Circle Rd Lexington, KY 40511
2350 Grey Lag Way Rd Lexington, KY 40509
1015 New Moody Lane La Grange, KY 40031
1859 Bypass Rd Winchester, KY 40391
60 S Stewart Rd Corbin, KY 40701
150 Walton Ave Bowling Green, KY 42104
805 US 27 South Cynthiana, KY 41031
120 Sam Walton Dr Russellville, KY 42276
1725 W Everly Brother Blvd Central City, KY 42330
200 Walmart Way Morehead, KY 40351
6711 Alexandria Pike Alexandria, KY 41001
1756 E Center Street Madisonville, KY 42431
3151 St Rt 54 Owensboro, KY 42303
1500 US Hwy 62 West Princeton, KY 42445

You may also want to apply with your local Credit Union iin Kentucky to see if they offer second chance checking programs if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.