Second Chance Checking Accounts - Louisiana

There are several nationwide banks that may approve you for a second chance checking account in Louisiana while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Louisiana offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Louisiana, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.


2050 North Mall Drive Alexandria, LA 71301
1538 US Highway 190 Eunice, LA 70535
14507 Plank Road Baker, LA 70714
123 Saint Nazaire Road Broussard, LA 70518
303 Interstate Dr Jennings, LA 70546
10606 North Mall Drive Baton Rouge, LA 70809
2500 N Martin L King Hwy Lake Charles, LA 70601
1200 West Oak Street Amite, LA 70422
2701 Louisville Avenue Monroe, LA 71201
1201 N Service Road East Ruston, LA 71270
1616 W Airline Hwy La Place, LA 70068
6091 Mer Rouge Rd Bastrop, LA 71220
880 N Hwy 190 Covington, LA 70433
933 Grand Caillou Road Houma, LA 70363
1901 Tchoupitoulas Street New Orleans, LA 70130
8101 W Judge Perez Dr Chalmette, LA 70043
6235 Westport Ave Shreveport, LA 71129

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Louisiana that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history. Please check with a Wells Fargo associate for banking locations.

You may also want to apply with your local Credit Union in Louisiana to see with they will offer you a second chance checking account if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.