Second Chance Checking Accounts - Nebraska

There are several nationwide banks that may approve you for a second chance checking account in Nebraska while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Nebraska offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Nebraska, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Nebraska, but banking can be done by mail.

Fremont National Bank And Trust Company - This Second Chance Checking offers: No minimum balance, Unlimited check writing privileges, ATM Card, $100 minimum deposit to open the account, Monthly fees for account and for ATM card, FREE Online Banking for viewing your account information, FREE Online BillPay, FREE eStatements, Priority Alerts, free e-mail updates about the status of your accounts.

Criteria for Second Chance Checking: No past fraud activity, No balance due to a Fremont National Bank charge-off. To open a Second Chance Checking account, you must live within a 50 mile radius of Fremont, Nebraska. The can turn down an account based on past account abuse by a customer. Must be 19 years old to open an account.


Fremont - North Branch 801 E 23rd Street
Fremont - Downtown Drive-Thru Branch 626 North Main Street
Fremont - East Branch 1152 East 16th Street
Fremont - Main Branch 152 East 6th Street

You may also want to apply for a second chance checking account with your local Credit Union in Nebraska if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2010.