Second Chance Checking Accounts - North Carolina

There are several nationwide banks that may approve you for a second chance checking account in North Carolina while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in North Caolina offer promotions for people who have a negative chexsystems report. Below is a listing of banks in North Carolina, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at help@secondchancecheckingaccounts.info with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.

Locations:

3310 NC 87 South Sanford, NC 27330
7016 GB Alford Hwy Holly Springs, NC 27540
14215 US Hwy 64 W Siler City, NC 27344
3151 Apex Peakway Apex, NC 27502
250 Turner Street Aberdeen, NC 28315
4601 Ramsey Street Fayetteville, NC 28311
590 East Jackson Boulevard Erwin, NC 28334
1001 Shiloh Glenn Drive Morrisville, NC 27560
4500 Fayetteville Road Raleigh, NC 27603
5141 NC Hwy 42 Garner, NC 27529
10050 Glenwood Avenue Raleigh, NC 27617
1226 East Dixie Drive Asheboro, NC 27203
805 Town Centre Boulevard Clayton, NC 27520
501 Hampton Pointe Blvd Hillsborough, NC 27278
1021 High Point Road Randleman, NC 27317
530 S Graham-Hopedale Rd Burlington, NC 27217
3141 Garden Road Burlington, NC 27215
1299 North Brightleaf Smithfield, NC 27577
121 West Elmsley Greensboro, NC 27406
901 US Highway 401 Bypass Laurinburg, NC 28352
2107 Pyramids Village Blvd Greensboro, NC 27405
930 Highway 711 East Pembroke, NC 28372
841 E Gannon Ave Zebulon, NC 27597
2628 S Main Street High Point, NC 27263
1585 Liberty Drive Thomasville, NC 27360
5070 Fayetteville Lumberton, NC 28358
4424 West Wendover Avenue Greensboro, NC 27407
781 Leonard Avenue Albemarle, NC 28001
2710 North Main Street High Point, NC 27265
2908 US Hwy 70 W Goldsboro, NC 27530
2004 Highway 74 West Wadesboro, NC 28170
705 Retail Way Louisburg, NC 27549
1015 Lewis Street Oxford, NC 27565
308 NC Hwy 55 West Mount Olive, NC 28365
160 Lowes Blvd Lexington, NC 27292
1130 South Main Street Kernersville, NC 27284
1624 Hwy 14 Reidsville, NC 27320
1002 N Spence Ave Goldsboro, NC 27534
3475 Parkway Village Cr Winston-Salem, NC
200 North Cooper Road Henderson, NC 27536
1876 W Main Street Locust, NC 28097
323 South Arlington Street Salisbury, NC 28144
304 East Arbor Lane Eden, NC 27288
4550 Kester Mill Road Winston Salem, NC 27103
1205 Eastern Ave Nashville, NC 27856
6711 NC Highway 135 Mayodan, NC 27027
150 Concord Commons Place Concord, NC 28027
1511 Benvenue Road Rocky Mount, NC 27804
5625 S N Carolina Hwy 41 Wallace, NC 28466
200 Columbus Corners Drive Whiteville, NC 28472
261 Cooper Creek Drive Mocksville, NC 27028
5825 Thunder Road NW Concord, NC 28027
2101 Younts Road Indian Trail, NC 28079
305 Commerce Drive Mullins, SC 29574
7735 N Tryon Street Charlotte, NC 28262
1830 Galleria Blvd Charlotte, NC 28270
169 Norman Station Blvd Mooresville, NC 28117
110 River Oaks Drive Tarboro, NC 27886
1116 Crossroads Drive Statesville, NC 28625
3240 Wilkinson Blvd Charlotte, NC 28208
210 Greenville Boulevard Greenville, NC 27834
8180 South Tryon Street Charlotte, NC 28273
7131 NC Hwy 73 Denver, NC 2803
701 Hawley Avenue Belmont, NC 28012
251 Premier Blvd Roanoke Rapids, NC 27870
548 CC Camp Rd Elkin, NC 28621
1114 New Point Blvd Leland, NC 28451
561 Yopp Road Jacksonville, NC 28540
201 Zelkova Ct NW Conover, NC 28613
2525 Highway 70 South East Hickory, NC 28602
1529 Washington Road Williamston, NC 27892
2505 Lincolnton Highway Cherryville, NC 28021
1801 W US Hwy 421 Wilkesboro, NC 28697
1675 North Howe Street Southport, NC 28461
4780 Hickory Blvd Granite Falls, NC 28630
566 Hwy 70 W Havelock, NC 28532
705 East Dixon Boulevard Shelby, NC 28150
935 Blowing Rock Blvd Lenoir, NC 28645

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of North Carolina that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.

Please contact a Wells Fargo banking associate for nearby branch loactions in North Carolina.

You may also want to apply for a second chance checking account with your local Credit Union in North Carolina if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.