Second Chance Checking Accounts - Oklahoma

There are several nationwide banks that may approve you for a second chance checking account in Oklahoma while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Oklahoma offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Oklahoma, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Oklahoma, but banking can be done by mail.

Oklahoma Employees Credit Union - Offers a Fresh Start Checking Account in Oklahoma that comes with No minimum balance, Low $9.95 monthly fee, Free debit card, Free mobile banking, Free online account access, Free ePay, and Free online account statements.


15100 N. May, Edmond, OK 73013
7230 NW Expressway St, Oklahoma City, OK 73132
3020 N Stiles Ave, Oklahoma City, OK 73105
530 SW 119th St, Oklahoma City, OK 73170

You may also want to apply with your local Credit Unions in Oklahoma to see if they can approve you for a second chance checking if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.