Second Chance Checking Accounts - Pennsylvania

There are several nationwide banks that may approve you for a second chance checking account in Pennsylvania while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Pennsylvania offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Pennsylvania, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.


1665 North Atherton Place State College, PA 16803
120 AJK Blvd Lewisburg, PA 17837
200 Commerce Drive Duncansville, PA 16635
1102 Million Dollar Hwy Saint Marys, PA 15857
300 Walmart Drive Ebensburg, PA 15931
60 Noble Blvd Carlisle, PA 17013
100 South Conestoga Drive Shippensburg, PA 17257
6520 Carlisle Pike Ste 550 Mechanicsburg, PA 17050
9300 State Route 61 Coal Township, PA 17866
1730 Lincoln Way E Chambersburg, PA 17201
100 N Londonderry Square Palmyra, PA 17078
12751 Washington Township Waynesboro, PA 17268
1355 East Lehman Street Lebanon, PA 17046
1800 Loucks Rd York, PA 17408
500 Terry Rich Blvd Saint Clair, PA 17970
495 Eisenhower Drive Hanover, PA 17331
2801 E Market St York, PA 17402
1881 Baltimore Pike Hanover, PA 17331
100 Colony Lane Latrobe, PA 15650
761 Airport Rd Hazleton, PA 18202
35 Plaza Drive Tamaqua, PA 18252
2901 Market Street Warren, PA 16365
6700 Hollywood Blvd Delmont, PA 15626
4015 Freeport Road Natrona Heights, PA 15065
2034 Lincoln Hwy East Lancaster, PA 17602
10 Kimberly Lane Cranberry, PA 16319
5370 Allentown Pike Temple, PA 19560
2010 Village Center Drive Tarentum, PA 15084
1731 Blakeslee Blvd Drive East Lehighton, PA 18235
390 Highway 315 Pittston, PA 18640
400 Butler Commons Butler, PA 16001
5900 Perkiomen Avenue Reading, PA 19606
1325 Main Avenue Taylor, PA 18517
100 Commons Drive Parkesburg, PA 19365
1091 Millcreek Road Allentown, PA 18106
20245 Route 19 Cranberry Twp, PA 16066
567 Route 100 North Bechtelsville, PA 19505
355 Walmart Dr Uniontown, PA 15401
500 Rt 940 Mount Pocono, PA 18344
100 Chippewa Town Centre Beaver Falls, PA 15010
355 Lincoln Ave East Stroudsburg, PA 18301
650 South Trooper Road Norristown, PA 19403
108 Washington Towne Blvd Edinboro, PA 16412
5741 Buffalo Rd Harborcreek, PA 16421
405 Murtha Drive Waynesburg, PA 15370
777 Old Willow Ave Honesdale, PA 18431
2101 Blair Mill Road Willow Grove, PA 19090
100 East Street Road Warminster, PA 18974
220 Route 6 And 209 Milford, PA 18337

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Pennsylvania that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history. For the nearest branch location please call a Wells Fargo banking associate.

Liberty Savings Bank - If you have had past banking problems and have been reported to ChexSystems, this Clean Slate Checking program in Pennsylvania allows you to improve your banking history and start on the path to a solid banking future.


21 South Centre Street, Pottsville, PA 17901
2221 West Market Street, Pottsville, PA 17901

You may also want to apply for a second chance checking with your local Credit Union if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.