There are several nationwide banks that may approve you for a second chance checking account in Rhode Island while on the chexsystems and current information on how to
receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Rhode Island offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Rhode Island, that we were told, are
currently accepting new checking applications for individuals who are on the chexsystems.
Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at firstname.lastname@example.org with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:
Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.
Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Rhode Island, but banking can be done by mail.
You may also want to apply for a second chance checking with your local Credit Union in Rhode Island if you are unsuccessful with the above list of banks and financial institutions. As more banks continue to provide second chance bank accounts, we will promptly update our list of financial institutions when we are informed. Last reviewed in November 2011.