Second Chance Checking Accounts - South Carolina

There are several nationwide banks that may approve you for a second chance checking account in South Carolina while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in South Carolina offer promotions for people who have a negative chexsystems report. Below is a listing of banks in South Carolina, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.


5420 Forest Drive Columbia, SC 29206
7520 Garners Ferry Road Columbia, SC 29209
10060 Two Notch Road Columbia, SC 29223
2401 Augusta Road West Columbia, SC 29169
360 Harbison Blvd Columbia, SC 29212
805 Hwy 9 Bypass West Lancaster, SC 29720
2035 Whiskey Road Aiken, SC 29801
3583 Richland Avenue West Aiken, SC 29801
513 N Duncan Bypass Union, SC 29379
4875 Old York Road Rock Hill, SC 29732
970 East Liberty Street York, SC 29745
922 East Main Street Laurens, SC 29360
1151 Stonecrest Blvd Tega Cay, SC 29708
1040 Chesterfield Hwy Cheraw, SC 29520
508 Bypass 72 NW Greenwood, SC 29649
2110 Bells Highway Walterboro, SC 29488
511 North Hwy 52 Moncks Corner, SC 29461
165 Walton Drive Gaffney, SC 29341
2151 East Main Street Spartanburg, SC 29307
3950 Grandview Drive Simpsonville, SC 29681
305 Commerce Drive Mullins, SC 29574
805 Enterprise Rd Dillon, SC 29536
4920 Centre Pointe Drive North Charleston, SC 29418
1451 Woodruff Road Greenville, SC 29607
3027 Wade Hampton Blvd Taylors, SC 29687
6134 White Horse Road Greenville, SC 29611
651 Hwy 28 Bypass Anderson, SC 29624
3812 Liberty Hwy Anderson, SC 29621
350 Robert Smalls Pkwy Beaufort, SC 29906
151 Middle Ridge Avenue Conway, SC 29526
1286 Eighteen Mile Road Central Clemson, SC 29630
1636 Sandifer Blvd Seneca, SC 29678

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of South Carolina that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


6700 Garners Ferry Rd, Columbia, Sc 29209 Phone: 803-776-1037
4800 Garners Ferry Rd, Columbia, Sc 29209 Phone: 803-783-8657
4408 Forest Dr, Columbia, Sc 29206 Phone: 803-790-8814
3500 Forest Dr, Columbia, Sc 29204 Phone: 803-782-3035
705 Saluda Ave, Columbia, Sc 29205 Phone: 803-253-6734
930 Assembly St, Columbia, Sc 29201 Phone: 803-253-6753
1500 Hampton St, Columbia, Sc 29201 Phone: 803-251-2510
1441 Main St, Columbia, Sc 29201 Phone: 803-251-4400
1131 Knox Abbott Dr, Cayce, Sc 29033 Phone: 803-253-6786
7305 Two Notch Rd, Columbia, Sc 29223 Phone: 803-788-8423
702 N F R Huff Dr, Saint Matthews, Sc 29135 Phone: 803-874-1331
5490 Sunset Blvd, Lexington, Sc 29072 Phone: 803-359-1259
200 Columbia Ave, Lexington, Sc 29072 Phone: 803-356-2053
1119 Broad St, Sumter, Sc 29150 Phone: 803-778-7702
519 E Dekalb St, Camden, Sc 29020 Phone: 803-425-7760
4 N Washington St, Sumter, Sc 29150 Phone: 803-778-7710

Please contact a Wells Fargo associate for additional banking centers in South Carolina.

Liberty Savings Bank - If you have had past banking problems and have been reported to ChexSystems, this Clean Slate Checking program in South Carolina allows you to improve your banking history and start on the path to a solid banking future.


8 Pope Avenue, Hilton Head Island, SC 29928
9 Oak Forest Rd, Bluffton, SC 29910
79 Lighthouse Road, Hilton Head Island, SC 29928
4 Southwood Park Drive, Hilton Head Island, SC 29926
32 William Pope Drive, Okatie, SC 29909

You may also want to apply for a second chance checking with your local Credit Union in South Carolina if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.