Second Chance Checking Accounts - South Dakota

There are several nationwide banks that may approve you for a second chance checking account in South Dakota while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in South Dakota offer promotions for people who have a negative chexsystems report. Below is a listing of banks in South Dakota, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in South Dakota, but banking can be done by mail.

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of South Dakota that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


333 E Sioux Ave, Pierre, Sd 57501 Phone: 605-224-6460
Bia Rte 3 Crazy Horse St, Lower Brule, Sd 57548 Phone: 605-473-9280
201 S Main St, Chamberlain, Sd 57325 Phone: 605-734-6001
425 S Main St, Winner, Sd 57580 Phone: 605-842-1313
405 N Main St, Mobridge, Sd 57601 Phone: 605-845-3651
112 N Main St, Mission, Sd 57555 Phone: 605-856-4413
25 W 6Th Ave, Redfield, Sd 57469 Phone: 605-472-0220
405 Dakota Ave S, Huron, Sd 57350 Phone: 605-352-8631

You may also want to apply for a second chance checking with your local Credit Union in South Dakota if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.