Second Chance Checking Accounts - Texas

There are several nationwide banks that may approve you for a second chance checking account in Texas while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Texas offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Texas, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at help@secondchancecheckingaccounts.info with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.

Locations:

1435 East Main Fredericksburg, TX 78624
201 Walton Way Cedar Park, TX 78613
8201 North FM 620 Austin, TX 78726
1381 South Main Street Boerne, TX 78006
13201 FM 620 Road North Austin, TX 78729
5017 US Hwy 290 W Austin, TX 78735
12900 North I-35 Austin, TX 78753
1030 Norwood Park Blvd Austin, TX 78753
1548 FM 685 Pflugerville, TX 78660
710 East Ben White Austin, TX 78704
9300B I-35 S Austin, TX 78748
690 Old San Antonio Road Buda, TX 78610
1515 North FM 1604 East San Antonio, TX 78258
5555 De Zavala Road San Antonio, TX 78249
6703 Leslie Road San Antonio, TX 78254
8030 Bandera Road #108 San Antonio, TX 78250
16503 Nacogdoches Road San Antonio, TX 78247
8500 Jones Maltsberger San Antonio, TX 78216
6102 FM 3009 Schertz, TX 78154
11210 Potranco Road San Antonio, TX 78253
1603 Vance Jackson Road San Antonio, TX 78213
8923 West Military Drive San Antonio, TX 78238
109 22nd Street Hondo, TX 78861
1430 Austin Highway San Antonio, TX 78209
8315 FM 78 Converse, TX 78109
2100 South East Loop 410 San Antonio, TX 78220
1200 S E Military Drive San Antonio, TX 78214
1616 West Henderson Cleburne, TX 76031
3302 S E Military Drive San Antonio, TX 78235
550 South 123 Bypass Seguin, TX 78155
488 Highway 71 West Bastrop, TX 78602
201 West Marcy Big Spring, TX 79720
7451 McCart Avenue Fort Worth, TX 76113
360 Lake Worth Boulevard Lake Worth, TX 7613
4800 US Hwy 287 Arlington, TX 76017
3851 Airport Freeway Fort Worth, TX 76111
2951 Matlock Road Mansfield, TX 76063
735 West Sublett Road Arlington, TX 76017
7401 Park Vista Fort Worth, TX 76137
8520 Beach Street Keller, TX 76248
1701 Randol Mill Road Arlington, TX 76012
2225 West Interstate 20 Grand Prairie, TX 75052
2130 Rufe Snow Drive Keller, TX 76248
9135 Boulevard 26 North Richland Hills, TX 76180
621 Uptown Boulevard Cedar Hill, TX 75104
8408 Davis Blvd Suite 100 North Richland Hills, TX 76182
9101 North Tarrant Parkway North Richland Hills, TX 76182
1406 East Milam Mexia, TX 76667
3200 West Wheatland Road Dallas, TX 75237
3801 West Highway 31 Corsicana, TX 75110
1515 FM 407 Lewisville, TX 75077
2770 Valwood Farmers Branch, TX 75234
1213 E Trinity Mills Road Carrollton, TX 75006
1035 Hickory Creek Blvd Lake Dallas, TX 75065
3770 Beltline Road Addison, TX 75001
203 US Loop 290 West Brenham, TX 77833
18121 Marsh Lane Dallas, TX 75287
220 North Highway 175 Seagoville, TX 75159
915 North Town East Blvd Mesquite, TX 75150
425 Coit Road Plano, TX 75075
1501 East Buckingham Richardson, TX 75081
555 West I-30 Garland, TX 75043
3959 Broadway Boulevard Garland, TX 75043
6000 Coit Road Plano, TX 75023
5150 North Garland Avenue Garland, TX 75044
5302 North Garland Avenue Garland, TX 75040
2501 Lakeview Drive Rowlett, TX 75088
6001 Central Expressway Plano, TX 75023
150 West FM 544 Murphy, TX 75094
1200 West Main St Hwy 334 Gun Barrel, TX 75147
5001 McKinney Ranch Pkwy McKinney, TX 75070
1721 North Custer Road McKinney, TX 75070
2050 North Highway 78 Wylie, TX 75098
2041 Red Bud Blvd McKinney, TX 75069
1800 Lawrence Street Gainesville, TX 76240
502 East FM 351 Beeville, TX 78102
310 Overcreek Way Sealy, TX 77474
1405 East Tyler Athens, TX 75751
20821-A Eva Street Montgomery, TX 77356
18535 FM 1488 Suite 110 Magnolia, TX 77355
603 Highway 243 East Canton, TX 75103
18700 State Highway 105 W Conroe, TX 77356
1255 Hwy 59 Loop Wharton, TX 77488
25108 Market Place Drive Katy, TX 77494
26270 North West Freeway Cypress, TX 77429
1820 Loy Lake Sherman, TX 75090
14235 FM 2920 Tomball, TX 77375
10001 Woodlands Parkway The Woodlands, TX 77382
602 Lawrence Tomball, TX 77375
27650 Tomball Parkway Tomball, TX 77375
6875 FM 1488 Suite 100 Magnolia, TX 77354
6616 FM 1488 Magnolia, TX 77354
6060 N Fry Road Katy, TX 77449
550 Montgomery Street Willis, TX 77378
402 South Danville Willis, TX 77378
707 Commerce Refugio, TX 78377
8195 Barker Cypress Road Cypress, TX 77433
18030 FM 529 Cypress, TX 77433
1313 Fry Road Katy, TX 77449
8000 Research Forest The Woodlands, TX

Bank Of Texas - Second Chance Checking provides unlimited check writing, plus a number of free services such as a Free Visa Check Card, Free ATMs Nationwide, Free Online Banking with unlimited Free Online BillPay. Overdraft Protection Available plus Monthly imaged statements.

Requirements: $50 minimum opening deposit, $8.95 monthly maintenance fee and the ability to switch to a different Bank of Texas checking product, such as Free Checking 2.0 after only five months. This 2nd Chance Checking Check Card will have a daily purchase limit of $150. Please visit website for bank locations.

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Texas that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history. Please check with their website for branch locations.

Neighborhood Credit Union - Offers a Fresh Start Checking account in Texas that gives people a new opportunity to responsibly manage a checking account. Available to members who do not qualify for other checking accounts due to one or two adverse records with other financial institutions. After six months of satisfactory account history and completion of the BALANCE Checking Course, you are eligible for other Neighborhood Credit Union checking accounts.

Locations:

321 E. Sublett Road, Arlington, TX 76018
1455 W. Pleasant Run Rd., Lancaster, TX 75146
791 W. Wheatland Rd., Duncanville, Texas 75116
641 Yorktown Street, Dallas, Texas 75208
2201 N. Belt Line Rd., Mesquite, Texas 75150
1271 W. Campbell Rd., Richardson, TX 75080
13651 Montfort Drive, Dallas, Texas 75240
1035 N. U.S Highway 77, Waxahachie, Texas 75165

AAFES Federal Credit Union - Offers a Fresh Start Checking in Texas that is a second chance for members who have been turned down when attempting to open a checking account in the past.

Locations:

4630 Exchange Service Drive, Dallas, Texas 75236
8901 Autobahn, Dallas, Texas 75237
4444 W. Ledbetter Drive, Dallas, Texas 75236

Austin Telco Federal Credit Union - If you have a previous history with ChexSystems or TeleCheck, and have had trouble acquiring a checking account at other banks or credit union, they will open you a free checking account in Texas with a Visa check card along with checks.

Locations:

530 Hwy 71 W, Bastrop, TX
9220 Brodie Lane, Austin, TX
330 Old San Antonio Rd, Buda, TX
511 N Bell Blvd, Cedar Park, TX
4446 Frontier Trail, Austin, TX
501 University Ave, Georgetown, TX
7501 Hwy 290 E, Austin, TX
12188 Jollyville Rd, Austin, TX
201 B Sundance Pkwy, Round Rock, TX
1820 S Lakeline Blvd, Cedar Park, TX
1603 RR 620 South, Lakeway, TX
10200 E Crystal Falls Pkwy, Leander, TX
315 Hickory Street, Lockhart, TX
549 Louis Henna Blvd, Round Rock, TX
13831 Research Blvd, Austin, TX
904 Bugg Lane, San Marcos, TX
8929 Shoal Creek Blvd, Austin, TX
1525 Town Center Dr, Pflugerville, TX
2400 Taos, Austin, TX
3705 North Main Street, Taylor, TX
13309 N IH 35, Austin, TX
121 University Oaks Blvd, Round Rock, TX

You may also want to apply with your local Credit Union and ask them if they have a second chance checking program if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.