Welcome to the guide of Non Chexsystems Second Chance Checking Accounts!

Second Chance Checking Accounts - Utah

There are several nationwide banks that may approve you for a second chance checking account in Utah while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Utah offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Utah, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at help@secondchancecheckingaccounts.info with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Utah, but banking can be done by mail.

Beehive Credit Union - Requirements: $15 Setup Fee, $10 monthly Fee, No minimum Balance


1467 South Main St. Salt Lake City UT 84115
2072 South 2200 East Salt Lake City UT 84108
109 West 920 South Provo UT 84601
13413 South 3600 West Riverton UT 84065
10490 South 1300 East Sandy UT 84094
10404 South Redwood Road South Jordan UT 84095
1227 East 100 South St. George UT 84790
5580 Van Winkle Expressway Salt Lake City UT 84117
2655 West 4700 South Salt Lake City UT 84118

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Utah that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


106 W Main St, Mount Pleasant, Ut 84647 Phone: 435-462-7600
3 N Main St, Nephi, Ut 84648 Phone: 435-623-2860
121 E Main St, Castle Dale, Ut 84513 Phone: 435-381-5381
45 S Main St, Fillmore, Ut 84631 Phone: 435-743-6816
175 W 1300 S, Richfield, Ut 84701 Phone: 435-896-2300
225 W Main St, Delta, Ut 84624 Phone: 435-864-2730
95 N Main St, Payson, Ut 84651 Phone: 801-465-1338
180 E Main St, Price, Ut 84501 Phone: 435-637-4522
58 S Main St, Helper, Ut 84526 Phone: 435-472-3442
99 N Main St, Spanish Fork, Ut 84660 Phone: 801-798-3522
119 S Main St, Springville, Ut 84663 Phone: 801-489-5653
66 W 1200 S, Provo, Ut 84601 Phone: 801-377-1397
86 N University Ave, Provo, Ut 84601 Phone: 801-342-2200
442 N 900 E, Provo, Ut 84606 Phone: 801-373-0901
7916 Byu, Provo, Ut 84602 Phone: 801-375-4275
66 E 1650 N, Provo, Ut 84604 Phone: 801-375-1650
1175 S State St, Orem, Ut 84097 Phone: 801-223-6680
77 N State St, Orem, Ut 84057 Phone: 801-234-4220
140 W 800 N, Orem, Ut 84057 Phone: 801-724-7440
639 N State St, Lindon, Ut 84042 Phone: 801-796-4700
207 E Main St, American Fork, Ut 84003 Phone: 801-763-2120
797 W State Rd, American Fork, Ut 84003 Phone: 801-763-2140
5285 W 11000 N, Highland, Ut 84003 Phone: 801-763-5300
5 S Main St, Heber City, Ut 84032 Phone: 435-657-4000
322 E 12300 S, Draper, Ut 84020 Phone: 801-619-8840

Please check with a Wells Fargo banking agent for more locations in the Utah area.

You may also want to apply with your local Credit Unions in Utah and see if they can offer you a second chance checking account if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.