Second Chance Checking Accounts - Washington

There are several nationwide banks that may approve you for a second chance checking account in Washington while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Washington offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Washington, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Banking can also be done by mail.


1405 Fourth Avenue Seattle, WA 98101

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Washington that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


301 N Chelan Ave, Wenatchee, Wa 98801 Phone: 509-663-0733
300 Us Hwy 2, Leavenworth, Wa 98826 Phone: 509-548-4619
337 Valley Mall Pkwy, East Wenatchee, Wa 98802 Phone: 509-884-1445
303 E Railroad St, Cle Elum, Wa 98922 Phone: 509-674-7577
104 E 4Th Ave, Ellensburg, Wa 98926 Phone: 509-925-5128
590 Wapato Way, Manson, Wa 98831 Phone: 509-687-9561
222 E Woodin Ave, Chelan, Wa 98816 Phone: 509-682-2541
102 E Naches Ave, Selah, Wa 98942 Phone: 509-575-7480
101 E Yakima Ave, Yakima, Wa 98901 Phone: 509-575-7453
6 W Yakima Ave, Yakima, Wa 98902 Phone: 509-575-7415
200 S 72Nd Ave, Yakima, Wa 98908 Phone: 509-972-7680
112 N 7Th St, Brewster, Wa 98812 Phone: 509-689-2571
4528 Klahanie Dr Se, Issaquah, Wa 98029 Phone: 425-427-2947
2942 228Th Ave Se, Issaquah, Wa 98075 Phone: 425-391-4330
1190 Nw Gilman Blvd, Issaquah, Wa 98027 Phone: 425-557-0552
23467 Ne Novelty Hill Rd, Redmond, Wa 98053 Phone: 425-836-2020
19501 State Rte 2, Monroe, Wa 98272 Phone: 360-794-1269
2201 156Th Ave Ne, Bellevue, Wa 98007 Phone: 425-401-0076
8502 160Th Ave Ne, Redmond, Wa 98052 Phone: 425-885-6531
1915 140Th Ave Ne Ste D1A, Bellevue, Wa 98005 Phone: 425-649-3770
4020 Factoria Blvd Se, Bellevue, Wa 98006 Phone: 425-641-4573
10625 Se Kent Kangley Rd, Kent, Wa 98030 Phone: 253-854-6907
6615 132Nd Ave Ne, Kirkland, Wa 98033 Phone: 425-558-1100
355 S Grady Way, Renton, Wa 98057 Phone: 425-228-0101

Please check with a Wells Fargo associate for additional locations in the state of Washington.

You may also want to apply with your local Credit Union in Washington to see if you can qualify for a second chance checking account if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.