Second Chance Checking Accounts - West Virginia

There are several nationwide banks that may approve you for a second chance checking account in West Virginia while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in West Virginia offer promotions for people who have a negative chexsystems report. Below is a listing of banks in West Virginia, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit

Woodforest Bank - The second chance checking account is for customer's who might have experienced difficulties with another financial institution in the past. There is a required opening deposit of $50.00 and a one time account set up fee of $9.00. There is a monthly service charge of $7.95 if you have direct deposit, and $9.95 if you do not.


200 Wal Street Summersville, WV 26651
100 Fayette Town Center Fayetteville, WV 25840
721 Beverly Pike Elkins, WV 26241
32 Tygart Mall Road Fairmont, WV 26554
100 Nitro Marketplace Nitro, WV 25143
1330 N Eisenhower Drive Beckley, WV 25801
167 Progress Way Hurricane, WV 25526
25 Nichols Drive Barboursville, WV 25504
77 Norman Morgan Blvd Logan, WV 25601

You may also want to apply for a second chance checking with your local Credit Union in West Virginia if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in November 2011.