Second Chance Checking Accounts - Wisconsin

There are several nationwide banks that may approve you for a second chance checking account in Wisconsin while on the chexsystems and current information on how to receive your free chexsystems report which can be viewed and accessed from our main page at second chance checking. However, many local banks in Wisconsin offer promotions for people who have a negative chexsystems report. Below is a listing of banks in Wisconsin, that we were told, are currently accepting new checking applications for individuals who are on the chexsystems.

Note: This list is to be used as a reference only and we cannot guarantee that you will be approved for a checking account while on the chexsystems. Please help us keep this list up to date by emailing us at with banks in your area that accept people who are on the chexsystems, or whether or not you were approved for a checking account using the list below:

Account Now - Prepaid card that can be used for direct deposit and has a debit/credit card, however it comes with no checks.

Etrade Brokerage - Its a brokerage account but can be used like a checking account. It comes with checks and a visa/debit card. They also have direct deposit available. After you open a brokerage account, wait a few months then apply for a Etrade Bank account and they may just approve you. Unfortunately, they don't have branches in Wisconsin, but banking can be done by mail.

Wells Fargo - They have a Opportunity Checking Account Package at their branches in the state of Wisconsin that is tailored for customers who have been unable to open a bank account due to their previous credit or banking history.


818 N 3Rd Ave, Edgar, Wi 54426 Phone: 715-352-2341
931 S Green Bay Rd, Neenah, Wi 54956 Phone: 920-720-2200
118 S State St, Appleton, Wi 54911 Phone: 920-749-2500
516 W 8Th St, Appleton, Wi 54911 Phone: 920-749-2517
3321 N Ballard Rd, Appleton, Wi 54911T Phone: 920-749-2580
13937 Silver Hill Rd, Mountain, Wi 54149 Phone: 715-276-6422
100 E 1St St, Gillett, Wi 54124 Phone: 920-855-1000
198 N Lake Ave, Phillips, Wi 54555 Phone: 715-339-2131
225 E Central Ave, Oconto Falls, Wi 54154 Phone: 920-846-3454
433 Linn St Ste C, Baraboo, Wi 53913 Phone: 608-356-1220
710 Broadway St, Baraboo, Wi 53913 Phone: 608-356-1210
502 Oak St, Baraboo, Wi 53913 Phone: 608-356-1200
2610 Glendale Ave, Green Bay, Wi 54313 Phone: 920-434-5600
908 S Fisk St, Green Bay, Wi 54304 Phone: 920-498-5300
1900 S Webster Ave, Green Bay, Wi 54301 Phone: 920-435-1900
37 N Madison St, Waupun, Wi 53963 Phone: 920-324-5537
2910 Mall Dr, Eau Claire, Wi 54701 Phone: 715-836-1546
1819 University Ave, Green Bay, Wi 54302 Phone: 920-436-6115
204 E Grand Ave, Eau Claire, Wi 54701 Phone: 715-836-1440
310 Graham Ave, Eau Claire, Wi 54701 Phone: 715-836-1425
100 Miner Ave E, Ladysmith, Wi 54848 Phone: 715-532-5503
591 Theatre Rd, Onalaska, Wi 54650 Phone: 608-779-8000
2414 Mercantile Dr, Eau Claire, Wi 54703 Phone: 715-836-1515
305 5Th Ave S, La Crosse, Wi 54601 Phone: 608-784-7000
155 3Rd Ave S, Park Falls, Wi 54552 Phone: 715-762-3266

Please check with a associate of Wells Fargo in Wisconsin for more banking centers.

Great Lakes Credit Union - Offers a second chance checking in Wisconsin. Requirements are to successfully complete BalanceTrack module "Checking Account Management", $50 minimum checking balance must be maintained, $10 monthly service fee, $250 minimum monthly Direct Deposit, and all other GLCU accounts must remain current.


310 W Wisconsin Ave Suite 1145, Milwaukee, WI 53203
626 E. Wisconsin Ave Suite 102, Milwaukee, WI 53202

Educators Credit Union - If you’ve had a checking account closed in the past for non-sufficient funds (NSFs) or other circumstances, this Credit Union in Wisconsin offers a Fresh Start Checking program that can help you re-establish a checking account.


4215 Green Bay Rd. Kenosha, WI 53144
900 Wood Rd. Student Center, Suite D108 Kenosha, WI 53141
7025 W. Appleton Ave., Milwaukee, WI 53216
7139 N. Port Washington Rd., Milwaukee, WI 53217
4000 W. Loomis Rd., Milwaukee, WI 53221
10811 W. Park Place, Milwaukee, WI 53224
2243 N. Prospect Ave., Milwaukee, WI 53202
1515 W Lapham Blvd., Milwaukee, WI 53204
1201 Marquette Ave., South Milwaukee, WI 53172
448 Falcon Ridge, Burlington, WI 53105
1400 N. Newman Rd., Racine, WI 53406
3525 Rapids Dr., Racine, WI 53404
1300 90th St., Sturtevant, WI 53177
220 E South St., Lake Geneva, WI 53147
611 E. Geneva St., Suite A, Elkhorn, WI 53121
15350 W. Howard Ave., New Berlin, WI 53151
1600 Summit Ave., Waukesha, WI 53188

You may also want to apply with your local Credit Unions in Wisconsin if you are unsuccessful with the above list of banks and financial institutions. Last reviewed in January 2012.